Features at Glance
Now right bank will come at your doorstep for Loan Against Property (lap). Mortgage from INR 10 lacs onwards depending on your needs, borrow up to 100% of the market price of the property, flexibility to pick between an EMI based loan or an overdraft. Excessive tenure loans for ease of repayment. Most inexpensive interest charges. Simple and speedy processing. Loan for salaried, self-hired individuals & businessman. Mortgage for non-public & commercial enterprise use also.
Advantages of taking a Loan Against Property
Cheaper than Personal Loans : It works out to be a great deal less expensive than a personal loan, which is usually issued at interest prices within the region of 11. 5% – 21%.
Longer Loan Tenure : The tenure for a mortgage against property is generally longer than that for a personal loan. Normally, the lap is given for a maximum tenure of 15 years.
Lower EMI : For the reason, that fee of interest is lower, in many instances, lap equated monthly installments (EMI) turn out to be less expensive than the ones under private loans.
Simple documentation and Fast Approvals : LAP being a secured loan has relatively faster approvals and minimum documentation.
Indexia Finance provides Easy, quick & Instant Loan Against Property (LAP)at low interest with monthly payment home loan finance provider company. It is the best loan service Provider in India & US. If anyone search for a Loan near me then apply for instant & small online Loan Against Property with Indexia Finance as an easy online Loan Against Property with low interest rate and easy instalment option. We provide the best Loan Against Property service with good instalment loan options.
Loan Against Property can be taken for following purposes
- Increasing your business
- Get your child married
- Send your child for higher studies
- Fund your dream vacation
- Fund Medical Treatments
In nutshell, loan against property is a secured multi-motive loan with larger tenure and lesser price of interest.
We’re one of the nice mortgages in opposition to property issuer in India. You can observe online at www. Indexiafinance.com.
Indexia Finance is a whole loan destination, wherein you could fulfill your dreams. Indexia Finance presents financial institution mortgage and is amongst pinnacle 3 finance company and pinnacle 3 mortgage service issuer in India
If you are looking for any kind of Loan Against Property in Mumbai, Delhi, Chennai, Kolkata or any city in India & US, Indexia Finance is their to help you at your doorstep with lowest interest rate.
Required Documents For Loan Against Property
Common Documents :-
- 2 Photographs each applicant & co- applicant
- Pan Card Copy each applicant & co- applicant
- Adhar card copy each applicant & co-applicant
- Passport copy each applicant & co- applicant
- Utility Bill (address proof) of office and residence (latest month) each applicant & co- applicant
Income Documents :-
- Last 3 years ITR, computation of income of the company, P&L, Balance sheet, +all Annexure & schedule, Dr. & Cr. List. (self & CA attested)
- 3 years ITR, computation of income, P&L, Balance sheet of individual
- Last 12 months bank statement of individual
- Last 12 months bank statement of the company, and all the EMI reflection if any loans going on as per the Balance Sheet
- Sanction letter of all Loans & OD/CC (if any)
- Sales & Purchase Summery – last 3 years (till date)
- Dr. & Cr. List – last 3 years (till date)
Additional Documents :-
- MOA & AOA copy / Partnership Deed / For proprietorship firm – registration certificate or Business Proof (List of Directors/ Partners & Shareholder
- Pan card copy of Company
- Business Proof (Shop & Establishment Certificate, VAT, Sales Tax, GST, Service Tax, IEC )
- GST certificate of the Company
- Sales deed
- OC & CC
- Share Certificate
- Approved Building Plan
- Agreement copy with the builder for new property.