Lease Rental Discounting (LRD) Loan in Calcutta

Click to Apply for Lease Rental Discountig (LRD) Loan in Calcutta

 

Lease Rent Discount (LRD) is another method to obtain finance from bank or other lending institutes. Lease Rent Discount (LRD) consideration is between the borrower who owns the premises, the tenant who has rented the said premises or taken on lease and the bank or financial institute or Corporate. The rent is considered as fixed income over a stipulated time ie. Lease or rent period or tenure. The agreement is between the borrower and lender and the major term of repayment is the rent is directly deposited with the lender and not with the borrower. The Borrower is sanctioned a loan based upon the rent to be collected over the period of lease. Indexia Finance provides Lease Rental Discounting Loan Calcutta, it means we provide a Lease Rental Discounting Loan in Calcutta for your doorstep facility, as now the right bank will come to your doorstep. You can apply online for Lease Rental Discounting Loan in Calcutta at lowest rate of interest.

Required Documents for Lease Rental Discounting Loan Calcutta

The borrower and/or the guarantors have to provide the following documents for Lease Rental Discounting Loan Calcutta to the banks or the lending institutions while submitting the Lease Rent Discount Loan Application. Certain documents for Lease Rental Discounting Loan Calcutta may be demanded by the bank for or the lending institutions in post sanction phase or on periodical basis.

Address Proof

Latest Electricity/Telephone Bill or

Receipt of Maintenance Charges or

Valid Passport or

Voter’s Identity Card or

Purchase/Lease Deed/ Leave & License Agreement of Residence or Office Premises

Identity Proof

Valid Passport

PAN Card

Adhaar Card

Voter’s Card

Any other photo identification issued by Government Agencies.

Business Proof

VAT/CST Registration No.

MIDC Agreement

SSI Permanent Registration Certificate

Warehouse Receipts

Shop & Establishment Act Certificate

Copy of Lease Agreement along with the latest Rent paid Receipt.

Business Profile on Company’s Letterhead

Partnership deed in case of partnership firms

Certificate of incorporation

Date of Commencement of Business and Memorandum of Title Deeds

Form 32 for Addition or Deletion of Directors in case of companies

Last three years’ Trading, Profit & Loss A/c. and Balance Sheets (duly signed by a Chartered Accountant wherever applicable)

Last one year’s Bank statement of the Firm

If existing loan, then sanctioning letter and repayment schedule of the same

Firm/Company’s PAN Cards

Individual Income Tax Returns of the Individual/Partners/Directors for last three years

Last one year’s Bank statement of Individuals, Partners, Directors

SEBI formalities in case of listed companies

Share Holding pattern of Directors duly certified by a Chartered Accountant

List of the Existing Directors of the company from the Registrar of the Companies

Written & approved confirmation of having No Legal Suit filed against any of the directors. If any such legal suit or proceedings are pending then the details of such legal suit or proceeding.