Home Loan in Delhi

Click to apply for Home Loan in Delhi

Your home serves as a sanctuary where you unwind after a taxing day’s work. It’s where you cherish moments with your family, creating beautiful memories. Acquiring a home, your “Own House,” is a monumental decision requiring meticulous planning and substantial finances. Your dream home is within reach with a home loan, turning your aspirations into reality. Indexia Finance, offering home loan in Delhi, tirelessly strives to secure the best loan deals for you.

Types of Home Loan

1. Home Purchase Loan: Designed for purchasing a new house.
2. Home Improvement Loan: Intended for renovating or repairing an existing home.
3. Home Extension Loan: Facilitates extending or expanding an existing home.
4. Home Conversion Loan: Allows transferring an existing loan to a new home, covering additional funds required.
5. Bridge Loan: Assists in financing a new home when selling the existing one, providing interim support until the sale concludes.
6. Home Construction Loan: Secures funds for constructing a new house.
7. Land Purchase Loan: Facilitates land acquisition for construction or investment purposes.

Required Documents for Home Loan in Delhi:

Common Documents:

• Passport-size photographs of the applicant and co-applicant.
• PAN card copies of the applicant and co-applicant.
• Aadhaar card copies of the applicant and co-applicant.
• Current address proof of the applicant and co-applicant.
• Income proof of the applicant and co-applicant.
• The last 12 months’ bank statement of the applicant and 6 months’ bank statement of the co-applicant.

For Salaried Individuals:

• Copies of payslips for the last 6 months and TDS certificate.
• Employment certificate from the employer.
• The latest 2 years of Form 16 issued by the employer.

For Self-employed Individuals:

• Copy of partnership deed if it is a partnership firm or copy of MOA and AOA if it is a company.
• Business Proof (Shop & Establishment Certificate, VAT, Sales Tax, GST, Service Tax, IEC) if it is a proprietorship firm.
• Copy of audited financial statements for the last 3 years.
• Profit and loss account for the last 3 years.
• Income tax assessment order.
• Company current address proof.
• GST certificate of the Company.

Other Documents:

• All existing loan sanction letters, if any.
• Repayment schedule of existing EMI, if any.
• Agreement copy/booking slip/E-bill, OC & share certificate of the property being purchased.