Balance Transfer – Home, Business & Personal loan balance transfer service provider company

  • Save Money With A Home Loan Balance Transfer!

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Balance Transfer Your Loan

  • When was the last time you checked your home loan statement?
  • Has your loan tenure increased since you signed up?
  • Are you paying more than 10.5% interest on your home loan?

Save money with a home mortgage stability transfer!

Many people don’t recognize that banks don’t increase Home Loan EMIs however they increase the tenure of the house mortgage while the floating interest rate will increase. If you’re paying 11-12% interest charge on your property loan then we can help you save a lot of money. Indexia Finance Balance Transfer Pre-payment of your house mortgage does now not have any penalty and switching your home mortgage balance to a new bank has never been easier! Balance Transfer for Home Loans and Personal Loans is a product, supplying the customer a choice to transfer the outstanding balance of the home loan availed for better terms & conditions, EMIs and possibly well sized savings that could be better invested elsewhere.

Many clients examine Home Loan Balance Transfers as making their loans more efficient. In some instances, the character of Floating Interest Rates leaves customers with longer tenures, higher EMIs and so on. Many customers locate their answer in Home Loan Balance Transfers which help to transport from higher charge of interest to lower rate of interest or increase in loan components as Top ups.

Indexia FInance balance transfer

Personal Loan Balance Transfer

High price personal loans, loan against property, and multiple loans from exclusive banks and credit cards may be consolidated into one high value loan using Personal Loan Balance Transfers. Due to floating interest rates being the norm for high fee loans, clients may additionally nonetheless maintain their authentic EMIs but would possibly emerge as with a far longer loan tenure. This is an unwanted scenario for a loan taker, however a function that many locate themselves in. A non-public mortgage balance transfer can assist clients higher manage their various loan merchandise, probably with a greater aggressive interest rate.

Top Up Your Home Loan & Personal Loan

Customers can apply for a Top-Up on their Home Loans & Personal Loans using the Balance Transfer facility as and once they want to fulfil their personal requirements (apart from for speculative purposes) or to probable consolidate  loans from separate banks to a single large loan from a one-of-a-kind banking provider, with a greater competitive interest rate. Customers can gain from some additional price range towards the security of belongings. Customers opt for top up loans for many reasons, some of which are mentioned below

  • Furnish your private home

  • Buy customer durables
  • Child’s education expenses

  • Daughter’s marriage

  • Family excursion

  • Buy a brand-new vehicle

  • Consolidate  energetic loans underneath an unmarried provider

It is the best loan service Provider company in India & US. If anyone searches for a balance transfer online or Loan near me then apply for instant & small online home Loan balance transfer with Indexia Finance as an easy online balance transfer with low interest rate and easy instalment option. We provide the best home loan service with good instalment loan options.

We are one of the best Balance transfer provider in India. You may apply online at www.indexiafinance.com

Indexia Finance Balance Transfer

Indexia Finance is Entire Loan Destination, where you can fulfil your dreams.

We provide all types of balance transfer loans i.e, Personal loan balance transfer, business loan balance transfer, home loan balance transfer, loan against property balance transfer, car loan balance transfer, credit card balance transfer, education loan balance transfer, project loan balance transfer, commercial purchase balance transfer, lease rental discounting balance transfer, working capital balance transfer etc.

Eligibility For Balance Transfer

Home Loan balance transfers and personal loan stability transfers have stringent eligibility necessities that one is commonly acquainted with whilst taking a domestic loan or a private mortgage. Click to understand approximately the eligibility requirements for Home Loan Balance Transfers.

Indexia Finance provides Easy, quick & Instant online balance transfer at low interest with monthly payment balance transfer finance provider company.

If you are looking for any kind of personal, business, home, loan against property, car, credit card, education, project, commercial, lease rental discounting & working capital loan balance transfer in Mumbai, Delhi, Chennai, Kolkata or any city in India & US, Indexia Finance is there to help you at your doorstep with the lowest interest rate.

Documentation for Balance Transfer

Required Documents for Home Loan & Personal Loan Balance Transfers

Balance Transfer for Home Loans & Personal Loans, like most other financial products has fairly stringent documentation requirements. In order to help you understand the documents you need to keep handy before applying for a loan, we have compiled a list of items that can be of use to you.

The following documents are required by financial institutions to process a home loan balance transfer.

  • Pan card
  • Company ID card
  • Residence proof
  • Self owned residence the latest Electricity Bill / Landline Bill / Credit Card Bill
  • Rented residence current rent agreement with the latest electricity of the flat, with a permanent residence proof
  • The Latest CTC
  • The Latest Salary slip for the last 3 months
  • Till Date salary account statement bank statement for last 6 months
  • Form No.16 – Latest
  • Loan Repayment Track Records (if any)
  • Fore closer Letter & List of Original Documents kept with the bank (These letters are to be obtained from the existing bank from where the loan is active. (Original letters obtained to be submitted.)
  • Property Documents in case of Residential / Commercial premises
  • Photocopies of all documents relating to the property to be mortgaged. (Original Documents will be collected at the time of disbursement)

Required Documents for Secured Loan & Unsecured Loan Balance Transfers

Common Documents :-
    • 2 Photographs each applicant & co- applicant
    • Pan Card Copy each applicant & co- applicant
    • Aadhar card copy of the applicant & co-applicant
    • Passport copies each applicant & co- applicant
    • Self Owned residence proof (the latest month) each applicant & co- applicant
    • Utility Bill (address proof) of office, if business profile
 

Income Documents :-

In case of Salaried :-

  • Copies of pay slips for last 6 months and TDS certificate
  • Employment certificate from the employer
  • Latest 2 years Form 16 issued by employer
  • Last 12 months bank statement of salary account.

In case of Self-employed :-

  • Pan card copy of Company
  • MOA & AOA copy / Partnership Deed / For proprietorship firm – registration certificate or Business Proof (List of Directors/ Partners & Shareholder
  • 3 years ITR, computation of income of the company, P&L, Balance sheet, +all Annexure & schedule, Dr. & Cr. List. (self & CA attested)
  • Last 12 months bank statement of the company, and all the EMI reflection if any loans going on as per the Balance Sheet
  • GST certificate copy
  • Sanction letter of all Loans & OD/CC
  • Sales & Purchase Summery – last 3 years (till date)
  • Dr. & Cr. List – last 3 years (till date)

Additional Documents :-

      In case of Unsecured Loan :-

  • Loan Repayment Track Records
  • Fore closer Letter of existing loan

       In case of Secured Loan :-

  • Property documents (Registered deed, OC & share certificate)
  • Loan Repayment Track Records

    Fore closer Letter & List of Original Documents kept with the bank. These letters are to be obtained from the existing bank from where the loan is active. (Original letters obtained to be submitted).

    Photocopies of all documents relating to the property to be mortgaged. (Original Documents will be collected at the time of disbursement).